From FEMA:

What can I do if my insurance settlement is delayed?

• Speak to your insurance agent first.
• If you’re unable to resolve your concern, you may contact the Ohio Department of Insurance at 800-686-1526.
• If a decision on your insurance settlement has been delayed longer than 30 days from filing, you may be eligible for an insurance advance payment from FEMA to cover temporary housing needs. These funds must be repaid to FEMA once you receive your insurance settlement.
• You may also apply for a U.S. Small Business Administration (SBA) loan without waiting for your insurance settlement. SBA can approve a loan for homeowners for the total replacement cost up to the lending limits. Once the insurance settles, if there is a duplication of benefits, SBA will apply those funds to the balance of the disaster loan. For more information:
• Click Here